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A government shutdown occurs when Congress fails to pass a budget or short-term funding bill to keep federal agencies running. While shutdowns vary in length, they can cause financial stress for federal workers, disrupt services, and create short-term economic ripple effects. Also, do government shutdowns negatively impact the stock market?

This article highlights some of the most important information regarding the One Big Beautiful Bill Act (OBBBA) that President Trump signed into action earlier this year and how it could impact your financial plan.