Is all of, or most of your portfolio only in the S&P 500? The S&P 500 is made up of larger US companies (typically greater than $20 billion market capitalization).
If your portfolio is only U.S. large-cap stocks, you might be missing big opportunities — and taking unnecessary risk.
• In the last 15 years, the S&P 500 was the top-performing asset class only 3 times — and 2 of those years were in 2023 & 2024.
• Before 2023? The top performing asset class only once since 2010.
• From 2000–2009 (the “lost decade”), the S&P 500 had a negative return.
• Emerging Markets: +9.78% annualized
• U.S. Small Cap Value: +8.27% annualized
• U.S. Large Cap Value: +2.47% annualized
• International Developed: +1.63% annualized
I’m not going to disagree that the S&P 500 has pretty much CRUSHED everything in its path over the last 10 – 15 years, what I am saying is that there have been periods of time where it’s significantly lagged other asset classes.
We don’t want our clients to only be exposed to a singular country or asset class – this can dramatically hinder your portfolio, especially if you are taking distributions from your accounts.
You need a customized investment approach that aligns with your goals, tolerance, and time horizon.
A government shutdown occurs when Congress fails to pass a budget or short-term funding bill to keep federal agencies running. While shutdowns vary in length, they can cause financial stress for federal workers, disrupt services, and create short-term economic ripple effects. Also, do government shutdowns negatively impact the stock market?
This article highlights some of the most important information regarding the One Big Beautiful Bill Act (OBBBA) that President Trump signed into action earlier this year and how it could impact your financial plan.
